More Articles Like This
Life Insurance for Climbers Jan 2010
When someone starts talking about life insurance is your reaction a yawn? Do you ignore them and hope that they will shut up and... [ full article ]
Popular Articles Right Now
Rock, Shock and Three Smoking Classics 27 Aug 2014
Earlier this summer, when the golden sun warmed the rock of North Wales, alpinist and trad climber Nick Bullock seized the... [ full article ]
The Five Best E5 Routes in the UK? 15 Sep 2014
Rob Greenwood takes us on a pumpy outing with his 5 favourite E5s. Right Wall? Nope! Strapadictomy? Nope..! So which ones have... [ full article ]
An Ascent of the Matterhorn in 1937 8 Sep 2014
In this article, Howard Ernest Hesseldine describes an ascent of the Matterhorn via the Hornli Ridge in 1937.
The account... [ full article ]
Related UKC Forum discussions
Is climbing/mountaineering a sport which should be disclosed to an insurance company when applying for life insurance?
This is a question very few of us ask, but perhaps more of us should pay some attention to it as failure to disclose to your insurance company that you climb may impact on your life policy cover. Legally your insurer may void your contract whether your non-disclosure was intentional or not.
A helicopter rescue in the beautiful En Vau in the Calanques near Marseille.
© Alan James - UKC, Apr 2010
In practise, insurance companies tend to review non-disclosure claims as one of three different cases: Innocent, Negligent or Fraudulent:
NB. Negligent and fraudulent non-disclosures are difficult to distinguish between, and can therefore also result in any claim payout being delayed at the very least.
For your consideration
by David Hallam, Director of Summit Financial Services