/ Travel Insurance - should/need I ?
I will probably get Austrian Alpine Club for mountain rescue and also hut discounts, and have BMC membership. I also have whatever the new equivalent of the E111 is.
Should I bother with travel insurance as well ? What exactly does it cover ? I have seen prices from £20 to £120, rather a worrying variety.
No horror stories ! I have enough in the bank to get a flight home if family crisis, and if stupid enough to loose my pack, slap me ! Not going to any war zones etc !
Says it covers Repatriation too.
Besides covering health costs, travel insurance will also cover things like cancellation, loss of baggage etc. Only you can decide whether this worthwhile.
I usually get BMC insurance for cragging (includes rescue, medical and travel cover for about £36 for a week). In the Alps I usually get AAC for the hut discounts and rescue cover, and don't usually bother with travel cover.
I have always been insured by BMC or snowcard but got totally put off by massive prices, Just got insured by LV and the price and cover is excellent. Inc trekking up to 6000m, rock climbing, kayaking up to grade 5 etc and good cover, cost us £99 for joint cover for a year on the premium option. Good thing about this policy too is that the maximum number of days in a trip is also very long.
Recommend checking them out, E111, get reduced priced heath cover in some european countries.
Just got insured by LV and the price and cover is excellent. Inc trekking up to 6000m, rock climbing, kayaking up to grade 5 etc and good cover, cost us £99 for joint cover for a year on the premium option. Good thing about this policy too is that the maximum number of days in a trip is also very long.
> Recommend checking them out,
So I checked, and for Rock Climbing it says on the LV site..
"Rock climbing wearing a helmet and fully supervised or qualified"
Well i am an instructor and i wear a helmet :)
I mostly climb at home though as i live in the lakes and so thats not a worry for me.
AAC and EHIC will be fine for rescue, medical etc, but won't cover cancellation or curtailment due to injury or illness, missing your flight, loss or theft of luggage, gear etc. If these are important to you it makes sense to take out travel insurance as well.
Thanks everyone, it was really the rescue and medical that worried me, as they could be financially devastating. If my gear is knicked/flights delayed, that is more an inconvenience and not ruinous !
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