In reply to Simon Caldwell:
It's the old EDK thing again. I've never heard of a fig 8 inverting when used for tying in, even if the central rope loop has got something else clipped into it that might pull it open. I've only ever heard of this happening in an abseiling situation.
This advice that it doesn't need a stopper knot because it tightens on itself when loaded correctly (i.e. not in the EDK pulling open situation) has been going around for a long time. As I'm sure you are aware (but others may not be), this is generally qualified by saying there should be a long tail to allow for slippage.
However I suppose it's a theoretical possibility that it could invert especially if members of the group go away and use the knot in unexpected scenarios. There's a tendency for some people to try and keep advice for beginners as simple and as foolproof as possible. Insisting on a stopper knot on all occasions would cater for the EDK possibility so it covers the instructor for all eventualities.