In reply to wobblydave:
Everybody here who's telling you to get specialist advice and be prepared to have to rest for a long time is offering you very sound advice. I didn't do these things and as a result I missed an awful lot of climbing and I'm still suffering 14 years later.
If you have to pay: do it.
If you have to miss some or all of this season: do it.
Believe me it's much, much better than missing several seasons in a row.
Good luck,
Mark.