In reply to AmandaJury:
It is like a thread back buckle, but instead of there being a single buckle, there are two pieces to the buckle and the waist strap is prethreaded through the two pieces.
You can loosen the harness by pulling the belt at an angle, and can tighten it by pulling it in line with the buckle.
Probably best to go into a shop and look at a live one if you have never seen one before.
Like someone above said, in some circumstances, they can loosen. I have one myself, and have had no problems at all with it.
Advantages are, because they are already threaded, you don't need to thread them and therefore, you can't accidentally forget to rethread them as it is already done for you. Also, no problems when they get older of trying to rethread a furry old belt!