/ Insurance for clients
The obvious solution is to suggest they take out personal membership of the BMC, which gives them £10M liability and up to £10K personal accident. But that costs £15 each, and to be honest most of them will not become regular climbers.
Is there a company that will sell a day's personal accident and liability insurance for a reasonable price? The best I've found so far is SportsCoverDirect, which will do a group for £12 each. Most of that premium seems to be going on £10M medical cover, which is utterly unnecessary in the UK.
Fifteen quid doesn't seem to be all that prohibitive. I'd have thought a more commercial policy would be all that expensive - I bet they're paying more than that to hire you!
You may find you have to be registered with the Financial Services Authority to arrange insurance cover for others, or even advise them about it.
Elsewhere on the site
On Saturday 13th December Greg Boswell and Guy Robertson kicked off their Scottish winter season early by making the... Read more
The release of Peter Jackson's new film The Hobbit: The Battle of the Five Armies on 12th December may not appear to link to... Read more
This years ROCfest will be slightly different. We've decided to run a Climbing Festival, not just a competition! Over... Read more
F ounded in 1993, Mountain Hardwear are a pretty young mountaineering clothing and equipment manufacturer but are also one of... Read more