/ Insurance for clients
The obvious solution is to suggest they take out personal membership of the BMC, which gives them £10M liability and up to £10K personal accident. But that costs £15 each, and to be honest most of them will not become regular climbers.
Is there a company that will sell a day's personal accident and liability insurance for a reasonable price? The best I've found so far is SportsCoverDirect, which will do a group for £12 each. Most of that premium seems to be going on £10M medical cover, which is utterly unnecessary in the UK.
Fifteen quid doesn't seem to be all that prohibitive. I'd have thought a more commercial policy would be all that expensive - I bet they're paying more than that to hire you!
You may find you have to be registered with the Financial Services Authority to arrange insurance cover for others, or even advise them about it.
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