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Topic - Travel Insurance - should/need I ?

sarahjk - on 02 Jan 2013
So I am looking at a couple of trips at least this year; week in Spain in Feb, bolt clipping and maybe some trad. Cheap flight booked, car bunk house etc. Second trip is looking like a hut to hut hike, possibly Tour de Mont Blanc. Anything else is a bonus !

I will probably get Austrian Alpine Club for mountain rescue and also hut discounts, and have BMC membership. I also have whatever the new equivalent of the E111 is.

Should I bother with travel insurance as well ? What exactly does it cover ? I have seen prices from 20 to 120, rather a worrying variety.

No horror stories ! I have enough in the bank to get a flight home if family crisis, and if stupid enough to loose my pack, slap me ! Not going to any war zones etc !

Thanks
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