/ Cheap one-day travel insurance
try the post office
a fiver from insureandgo.com
If it's a term of a contract that you have accepted by travelling with them, then yes, they can. You always have the option to decline their contract.
They could oblige you to present a can of red paint before travel if they wished, and no doubt if the deal were good enough you'd happily turn up with a can of Dulux for them.
As it's a gift, I didn't have the option of reading through the fine print before buying, and it would seem churlish to throw it back at the giver because of needing insurance (esp. as they're coming with me!), I just wanted to find a cheap policy.
I think that the company is obliged to try to make sure that you have travel insurance, but I don't think there's any legal requirement for you to actually take it out. You may even have some insurance through bank account or home insurance; worth checking. There may be a contractual agreement; check the contract.
When I've booked holidays in the last few years, the travel companies have always insisted that they need to know my insurance details, and the answer I always give them is, essentially, "piss off and mind your own business; I will have travel insurance, and that's all you need to know". There's an argument that they are asking for your details so they can help in the event that you lose your insurance details (I've seen the Asian tsunami cited as an example).
It strikes me as a bit of a scam to try to sell you insurance via their brokers, thus making more money on the basis of lethargy of the part of the customer.
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