My friend had a bit of an accident on the b4246 yesterday after swerving to avoid an oncoming motorist in the middle of the road and he ended up with his car wrapped around a tree (driver and passengers are all ok). The one small problem is that in the boot of the car was all of our caving clubs kit, not really worried about fabric products as they'll be fine, it is the helmets I am a little more concerned about. The car was a complete write off if that gives you any indication as to the force of the crash.
Can things like this usually be claimed through the car insurance?
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