/ Enforcing a Court Judgment
I have looked at the https://www.moneyclaim.gov.uk advice which is reasonably clear but the options there seem to all involve spending more money which might be throwing good money after bad.
Has anyone experience of selling a court judgement to an enforcement agency?
Hi Alan. Depending on the entity that owes you money it could be straightforward or a write off.
Some years ago I was sold a lemon of a car by a small garage that broke very quickly. I won my case in Small Claims, but the company liquidated and came back with a different name meaning that I had nowhere to go and had simply lost money.
If the company still exists then I understand you can enforce this with a small fee but would have to do the legwork yourself.
Sorry but I have no experience of selling to enforcement agencies.
If you enforce yourself you gain a lot of agro but maybe extra satisfaction.
Depending on the sum owed it may be worth writing it off, but if it is a substantial sum then still persue.
My other half used to work for a collection agency with difficult debtors, her company bought the debt from the creditor. A lot of these people never paid up and the debt was then sold on to another company and so on.
If it is a company who is still trading you stand a better chance of recovering with your CCJ aginst them if they want to get any credit. If they still refuse to pay up then you can obtain a winding up order(or threaten them with one), This last option usually works a treat.
But be aware that to obtain a Winder will cost.
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