/ Alpine Insurance, just rescue cover?
I have mailed the BMC, and they do not provide just Rescue cover.
Anyone aware if this is available?
It is unlikely that the family holiday cover would payout for any costs associated with a climbing accident. Check the policy wording very carefully.
Believe me, I do - That's why I am asking the question.
I took a fall in the Dolomites, whilst BMC covered. Repatriation and medical cover is all well and good, but only for you, not any of the family, as they were on a differnt policy.
Covering the whole family on a BMC policy is very expensive, especially given that they are not doing anything hilly. So you take out a family travel policy, and end up double-covered.
I'll have a look at the AAC. Thought about it before, but went for the BMC
> Covering the whole family on a BMC policy is very expensive, especially given that they are not doing anything hilly. So you take out a family travel policy, and end up double-covered.
I doubt you would be double covered. If you have a fall, and you are covered by a rescue only policy, then your repatriation/ medical costs would not be covered by your family policy (because it was a climbing accident). Neither would your family's repatriation/ incidental costs for the same reason.
I know that I have always gone with the BMC family policy in that situation for exactly those reasons.
Done - Bargain, given it covers you all year. Can't understand why I didn't do it before.
the limits on AAC are a bit on the low side (but probably good enough!) but on the plus side its a very simply worded policy without a million loop holes.
Snowcard allow you to have medical and rescue without the baggage etc cover (which is usually covered on house insurance)
They also do partner etc discounts
> Snowcard allow you to have medical and rescue without the baggage etc cover (which is usually covered on house insurance)
> They also do partner etc discounts
I bet house insurance won't cover your gear if it gets blown into a crevasse by the downdraught from a rescue helicopter :-(
Never tried but it has paid out for a few bike accidents and losses like that.
BMC insurance is way too expensive! About twice that of Snowcard for us two.
Cotswold would give a discount if you showed them a rusty old Dennis the Menace Fan Club badge :-)
no bmc is 10% (or it was last time I went in!)
ahh yes my bad they increased it in September....
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