/ Hit and Run Car Collision
The police are satisfied that she was not to blame and other witnesses vouch for that. The only details we have for the vehicle is that it is a Green, Land Rover Discovery, V registration ( Cheesewring area)
We contacted the insurance company and we have been told that we will have to pay our excess (£350) and will loose our no-claims.
There seems to be some loophole in our insurance where if we had the drivers details we would be covered but as we have no details we are left footing the bill. Does anyone have any experience of this? Did you manage to come to some agreement with your insurance company?
You'll have to pay your excess initially, but may get this back. You're talking years rather than months though.
Pester the police daily for progress with their investigation, otherwise it will never be resolved. If they find him but don't charge, push your insurance company to take out civil proceedings, or else they are also likely to try and take the easy route out - they already have your money.
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