Just wondering how Insurance stands, if your an ML and you are taking people out and getting paid - do you need public liability insurance or whatever or do you just say that its worth the clients having there own insurance?
In reply to Boulderdash86: if you are a member of the MTA you can get their insurance for around 169 quid. That will covet you for the remit of the ml. Even if you are working as a freelance for other companies, it is advised that you get cover especially if you have a mortgage etc. For the record, I went with the BMC insurance (underwritten by the same insurers as the MTA) as it covers you for more things like gorge walking but it is double the price.