In reply to ebygomm:
I have the merida cross 4
Excellent value for money.
Try before you buy and check the toe overlap.A bit challenging at low speed tight turns but ok once you get used to it. Not a problem offroad tbh
Hayes disc brake- perfectly adequate for offroad duties including steep balls on the back wheel descents but not as good as avid bb7
saddle - weird design for arses larger than mine
Also has full rack mounts to set up as a touring machine
great overall first cross bike. If you are axnywhere near kendal you are welcome to come out for a proper test ride on mine ( i now have another cross bike,. n+1 )