Hi, can anyone recommend a decent insurance provider for alpine skiing (incl. offpiste, but within resort)? The comparison sites seem to offer policies from about £30 for a couple, annual multi trip, which looks great on paper but I'm sceptical and i want the insurance to actually work if we need it.. can policies this cheap be trusted?
In reply to minimike: When you buy your lift pass you get the option of adding "assurance" - if you have a problem they'll just look at your lift pass and sort you out without you having to settle up and then reclaim it.
For more "pan-European" cover I have Dog-Tag, which isn't expensive and covers you for anything depending on what level you buy.
In reply to jazzyjackson: This shows what it covers - as well as rescue etc it covers medical up to €3000 on top of your E111 cover (which doesn't seem like a lot) and repatriation. Not sure how the medical cover compares with "normal" cover - but a mate knackered her knee and was taken off the hill and treated with no need for her to pay for anything.
> (In reply to jazzyjackson) This shows what it covers - as well as rescue etc it covers medical up to €3000 on top of your E111 cover (which doesn't seem like a lot) and repatriation. Not sure how the medical cover compares with "normal" cover - but a mate knackered her knee and was taken off the hill and treated with no need for her to pay for anything.
Perfect as I just can't be arsed insurance shopping!
I use BMC which covers rescue, treatment, repatriation and kit.
Carte neige is fine for getting you off the slopes and off the hill but doesn't do anything to get you home or for medical care beyond the end of your trip. A broken pelvis in France will get very expensive after the first week's over and you now need to try and fly home or stay in France: same as Austrian Alpine Club.
Austrian Alpine Club.............
Rescue costs are deemed the demonstrable costs incurred in
searching for and transporting the injured person to the nearest
road open to traffic or to the hospital nearest the site of the
2. Costs for Transfer, Repatriation and Medical Treatment
Costs of moving persons who have been injured or have
fallen ill, and costs of transferring corpses within the country
of permanent residence without any limitation on cost when
preceded by a rescue operation.
Repatriation from abroad without limitation on cost.
For medically necessary treatment (including medically necessary
transportation to a hospital) abroad, up to EUR 10,000,–.