In reply to Al Evans:
> I assume that my company pension will just stop too
Might be worth checking that. The USS scheme (which admittedly is a very attractive one) says:
"On your death, after retirement, there would continue to be a pension for your surviving husband/wife/civil partner/dependant partner until they die. This would be equivalent to half the standard pension when you retired, plus pension increases to the date of your death. "