In reply to Root1:
The Health and Social Care Act 2012 effectively ended the NHS as most people would understand it - Healthcare for all, aimed at everyone, which is free at the point of delivery irrespective of illness (and the cost of that illness) paid for by the taxpayer. What we have now is rather different and certainly not something I imagine Nye Bevan would recognise.
The thing is the NHS is pretty monolithic, and we aren't each ill every day, so the changes have been coming slowly and haven't really been felt yet - but they are there in the policy and the law. For example, GPs which are part of GP consortia are now directly responsible for the cost of your treatment - in a way which they were not when PCTs were responsible for funding. This is good in that it is not a board of bureaucrats with one doctor on who get to decide on treatment costs; but it is bad in that the person who you could previously rely upon to advocate for you - your GP - now has a conflict of interest. This leaves those people least able to advocate for themselves - the elderly, ill, people with learning disabilities etc., with no advocate as they are unlikely to ask for a second opinion or fight for the treatment they need.
Additionally, the lifting of the amount of private work which may be undertaken by an NHS trust means that scarce resources will not necessarily go to those vulnerable people who need them. Imagine an elderly man needs a heart bypass for 'free' (although they may well have paid for it with tax) and also a rich person willing to pay for it privately - where are the resources allocated? Who gets the op? You can't simply rustle up another cardiac surgeon(or two, four ten, etc) in the Trust. It might be nice to think the money would go on more clinical staff, but the trend has been for more management (and management pay increases prior to the pay freeze), rather than front-line clinical staff and as management does the hiring this is likely to continue.
In addition, there is the possibility of treatment provided by 'any qualified provider' (this was any willing provider but got changed in a late draft!). At first blush this makes sense, but a deeper look suggests otherwise. In old style NHS clinics is was pretty easy for clinicians to get a consult with a colleague in an allied speciality, there was no cost implication so they could just wander over and ask what they needed to know. Now, and especially in private firms outside of the NHS, that is not the case - so each consult, each test ordered, must be considered and left off if possible. Of course if you pay more you get more - and we are Back to my point about Nye Bevan above.
That said, I don't believe the NHS will collapse. I fear though that it will become something akin to the US system with good healthcare for those (few) who can afford insurance (and then only for that which they are insured for)and Medicare for those who cannot. Medicare is really not the NHS - it's quite possible to have a curable condition under Medicare which is not cured (as this would be too expensive and is unnecessary for the person to go on living) but rather is treated such that you are able to leave hospital only to return again, and again, and again until - well, until you no longer need a hospital.
The question it seems to me is who benefits from all this? I guess it's pretty clear it's people who own private healthcare companies and private insurance companies as well as the average taxpayer - but that last one is only until they get sick...
ml