In reply to LastBoyScout:
Surely the majority of these considerations are proportional to the bike anyway.
Considering that different sized bikes from any reputable manufacturer will come with proportionally sized bars, stems, geometry, and cranks. Specialized even spec different sized disk brake rotors for bigger sizes assuming that bigger people weigh more and need more stopping power.
Saying this as a man with short fingers , options for short reach brakes are usually only found on higher end groupsets.
The saddle is a fair point that the OP has considered.
As far as frame reach and position goes this is model specific, eg, my Giant TCR is much more stretched out and low than my decathlon commuter bike.
I agree with the OP in that a lot of womens bikes is just pink washing to corner another market.
My GF rides a XS mens frame and is plenty happy with it.