UKC

Health insurance for Calpe in January

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 Pete Wimbush 15 Oct 2020

We usually go to Calpe in January. We’ve been doing it for a while now. I was just aware that next January we won’t be entitled to free health care (no EHIC card) unless a deal is reached on this before then. I’ve had a quick look at health insurance and they all exclude anything Covid related. Has anyone got any recommendations or advice?Is it possible to get local health insurance over there? 

 Cobra_Head 15 Oct 2020
In reply to Pete Wimbush:

We didn't go because, if there are advice from the government, then we weren't insured, so when we said, "well can we claim on the insurance for not going" they told us, "well you can go, the government aren't stopping you going, just advising you not to. If they advise you not to, our insurance doesn't cover you!"

So catch 22, no insurance, but not stopped from going, so no refunds.

There are some specialist insurances out there, but "normal" climbing insurance doesn't cover you, and it's not just for covid, if the advice is not to go and you do, you're not insured for anything.

 Trythallj 15 Oct 2020
In reply to Pete Wimbush:

Try Staysure.  Wife got 15 months for about £110. Includes travel against fco advice, for anything except the reason for the advice, ie Covid. May not include climbing. Max trip 35 days as over 70.

 Mark Eddy 15 Oct 2020
In reply to Pete Wimbush:

If you can bring the trip forward so that you arrive before the end of Dec, the EHIC card will still be valid for the remainder of your visit.

OP Pete Wimbush 15 Oct 2020
In reply to Cobra_Head:Thanks for the advice.

OP Pete Wimbush 15 Oct 2020
In reply to Trythallj: is that John? Think we may have climbed together a year or two back. I’ll have a look at Staysure.

OP Pete Wimbush 15 Oct 2020
In reply to Mark Eddy:

Is that right? That’s worth knowing. Thanks for passing it on

 Mark Eddy 15 Oct 2020
In reply to Pete Wimbush:

Yes, it's on the gov website

OP Pete Wimbush 15 Oct 2020
In reply to Mark Eddy: thanks. I’ve just looked!

 Trythallj 15 Oct 2020
In reply to Pete Wimbush:

It is indeed. Hope to see you out there! Off for the winter on Saturday, d.v.

OP Pete Wimbush 16 Oct 2020
In reply to Trythallj: maybe see you out there then

 jimtitt 16 Oct 2020
In reply to Trythallj:

> Try Staysure.  Wife got 15 months for about £110. Includes travel against fco advice, for anything except the reason for the advice, ie Covid. May not include climbing. Max trip 35 days as over 70.


You can get health insurance in Spain for 7 quid a month????????

 Steve Woollard 16 Oct 2020
In reply to jimtitt:

> You can get health insurance in Spain for 7 quid a month????????


How ?

In reply to Mark Eddy:

I'm so glad I chanced on this thread. Just looking for travel insurance for our trip for winter and didnt event occur to me that it wouldnt cover us post Dec! 

Can anyone recommend good travel insurance that will cover 3 months trip. The obvious BMC which is what I usual go for is double the price of snow card....anyone got recent experience with snow card?

 Trythallj 19 Oct 2020
In reply to jimtitt:

To Jim and Steve. No! This is not health insurance, this is travel insurance. Covers medical costs not covered by ehic, repatriation, plus usual other stuff, for UK residents for trips up to 50 days (35 over age 70) for max 183 days a year. 

 jimtitt 19 Oct 2020
In reply to Trythallj:

Well the OP only mentioned "health" four times including the title........ 

 Trythallj 19 Oct 2020
In reply to jimtitt:

Sorry, Jim, I did not read Pete's op carefully enough. I assumed he is looking for insurance for medical emergencies for a climbing trip, rather than healthcare insurance. Perhaps he will clarify. 

Also the ehic point is interesting. We got the insurance for her trip now, but need to look at the t&c's to see the position for tripsnext year. Will post again if I can add anything.

 Trythallj 19 Oct 2020
In reply to jimtitt:

Staysure t&cs seem to just say you have to take advantage of any reciprocal health agreements, so presumably if there aren't any that isn't a problem. Will phone to check, but not now, as on the ferry. 


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