I was involved in a road accident last year, which was dealt with by my insurers and I've received payment for the damages to vehicle and property.
I did suffer some minor injuries, but just bruising, a light graze and a stiff neck - healed within a week and so didn't bother claiming for any of that. A bystander that heard the crash phoned an ambulance (which was embarrassing!) and I did get it checked at A&E, who confirmed my view of no breaks - but only because I happened to be going to the hospital anyway to visit a relative being treated there.
I've just had a call from someone saying they're from the insurance company and just going through closing the accounts and checking I was happy with the payments (which I am), but then wondering about claiming for personal injuries.
The call was from a mobile number and the caller was quite evasive about why she wasn't calling me from a land line, saying she was sending me some paperwork and I'd get a follow-up call from the legal department on an 0800 number later.
I strongly suspect this is a bunch of ambulance-chasing cowboys trying to get me to make a claim for personal injuries - which I have no intention of doing.
Anyone else come across this approach?