In reply to jonny2vests:
Sounds to me like you fell in with a bunch of know-it-all busybodies. I've been belaying off my rope loop for a good twenty years now, all that time in North America, and no one yet has confronted me with predictions of imminent doom. However, compared to the UK and Europe, North America is a wasteland when it comes to testing, which means that we are all free to advance our pet theories unfettered by any actual facts, a phenomenon that has recently become a notable feature of our political discourse as well.
As a proud North American, here are my fact-free perspectives:
Tie a barrel knot (double overhand) as a stopper knot, it does not come undone, end of argument. If you are using half ropes or twins, clip into both rope loops, the chance of rolling them both open is zero.
That said, it is in any case nearly impossible to obtain the ring-loaded configuration if you are also tied to an anchor. (If you aren't tied to an anchor but are tied to the rope, there is no advantage to the rope-loop belay and in that case you might as well use the belay loop.) So now you are multiplying two miniscule probabilities, one that you can actually manage to truly ring-load the knot, and the other that a barrel knot stopper will come undone.
On top of that comes the question of whether an impact load of very brief duration can actually roll a figure-eight. All the tests I've seen were slow-pull tests appropriate to rappelling but not necessarily to belay loads. The slow-pull tests needed time to successively roll the knot until it rolled off the end, time that just isn't there when catching a fall.
If you are really paranoid or feel the need to keep the busybodies at bay, there is, for single ropes, the rethreaded bowline, which doesn't roll and which is a better tie-in knot than the figure-eight anyway.
It may be that "yer gonna die," but it is something other than a rolling figure eight loaded by a rope-loop belay that will get you.
As for ordinary or double bowlines, no climber should tie in with those knots without finishing them with some kind of stopper knot. Given that such a finishing knot is in place, bowlines can be ring-loaded. An un-backed-up bowline, which shouldn't even be viewed as a completed knot by climbers, will blow apart rather easily if ring-loaded. But such a knot should never be found on a climber's harness anyway.