In reply to Richard Carter:
Hope you do better with the police than my girlfriend did.
A driver pulled out of a side turning (looking the other way) and hit her from behind. The carbon fibre triathlon bike and helmet were written off and she had injuries requiring an ambulance, although she's fine now.
The police arrived and found the driver had no insurance, or licence, and was, of course, 'known to the police'.
There were several good witnesses and no doubt he was to blame.
As I understand, a year on, the driver has not been charged or paid a penny. "It's too late to charge him now. He was not in when we called at his house."
Pathetic.
However the villain is really bloody insurance !
Being a member of a Tri club she was able to claim on their insurance.
Nobody cares, or holds the police to account, and we all get to share the cost.
Insurance should be illegal.