In reply to ShortLock:
Hi Orange, we all have been through the same phase! Some tips, in addition to those already mentioned (e.g. partner & some Alpine course, like the Conville course).
(1) I'd go for the Austrian Alpine Club: not only is the insurance a good deal, you also get a good discount staying in Alpine Club huts (SAC, CAI, CAF). It is likely that in many places you get an additional discount being still 'youth'.
(2). An overnight stay in a hut is often cheaper than a cable car ride...., also, starting from a hut is usually less busy than starting from a cable car (there being more huts than cable cars - luckily). Also allows you really early starts: because you're a beginner, you will waste time, so you better start early on the day.
(3) you need to check this but in Swiss SAC huts, you can bring your own food, and can cook it in the Winter Room: if there's no Winter Room, the warden will have to cook it for you. At least this worked when I was a student 25 yrs ago. Saves you masses of money - I had my cheapest EVER climbing holiday in the Swiss Alps: about £250 for a 10 day trip. yes, it was frugal, but hey.
(3) Another cheap way is to look for the bivouacs - bring your own food & thin sleeping bag- there are usually old blankets around;
(3) In many French huts, there's usually a 'picnic room', where you can cook your own food, if you bring a wee stove & pans. Again, saves you lots of money.
(4) Avoid Chamonix, if you can. It's so busy, and most climbs are very serious, so you have a big chance to be disappointed, or feel just totally intimidated by everyone else. There's a lot much easier, and safer but great stuff elsewhere, look for F-facile or PD - peu difficile.
Some ideas:
* Wildstrubel & Balmhorn, near Kandersteg, Bernese Oberland;
* traverse of Aletsch Glacier (I did Kandersteg to Grimsel Pass in a week when I was 18 - great trip);
* Bishorn, near Zinal, Valais;
* Gran Paradiso; Italy;
* many easy 3000-4000 m peaks from Zermatt & Saas Fee, such as Alphubel, Strahlhorn, Allalin Horn. Once your fit & acclimatised, the Dom is simply great.
(5) Once you're in the Alps, you can usually get around with bus and hitch hiking.
have a good time, but keep it safe!