In reply to johncook:
Your talk of cross loading knots is total cock, figure of 8s are bomb proof. If cross loading a knot is a problem, then you're using the wrong knot!
Clipping into the rope loop lets you escape the system. On multi pitch climbs and some sea cliffs I even go one further and tie a second figure of 8 on the bite close to my loops, and belay on that extra loop. Then I can just untie my loops with minimal faff, and I still have my harness to go rescue you. Together with an upwards belay anchor, it enabled me to go get a rope above a stuck leader while leaving them tied on, and nominally still on belay (they dropped one rope and stayed protected by the other). I was inspired by the dude that rescued Caff off Master's Wall).
If I did it your way we'd both still be stuck on that mountain to this day.
Post edited at 22:24