I'm looking to get a worldwide multi-trip travel insurance that covers for adventurous activities but also for business travel (classroom based training). I am wading through the small print of the various providers but thought I would ask if anyone had experience of this? Logic would say the risks of injury big walling or white-water kayaking would be higher than paper cuts or collapsing flip-charts and so it should be covered but sometimes it's not always logical in the eyes of insurers.