In reply to Southpaw:
Give them a call, i may be wrong but i think BMC is personal liability- if you injure someone else in the process of what your doing and disability insurance incase you permanently damage yourself.
So you are not covered extensively, just the other person. 'Travel' insurance is not just required when you travel as such. So you need to take out full personal injury etc insurance through the BMC or somewhere else if you want to be fully covered.
Its up to you.
