In reply to squicky: sleeping bags designed for that temperature will be much more efficient than the clothing you have at keeping you warm, so ideally you would be sleeping in a thin thermal layer that allows heat to reach the sleeping bag in order for it to reflect back to you, instead of being 'trapped' inside your insulated or down clothing.
if it gets desperate then you might find yourself hurriedly donning everything you've got whilst inside your bag.
most high altitude/lower temperature bags are actually cut wider so as to accomodate putting on/removal of clothes as well as actually wearing them inside.