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Topic - Personal Liability Insurance for climbing - do you have it?

tom.dodo - on 05 Apr 2013
Hi,
I've posted an introduction topic here a few days ago (I'm new to the forum),

anyway, I've been climbing for the last few years mostly indoors with some outdoor trips as well, mostly on easy-ish grades. Partner(s) have always been people I knew reasonably well from before going climbing.
I've never bothered with insurance so far and never thought about it really.

However, I want to get more serious on the trad business, have posted on here, have already chatted to a few potential partners etc.
Which got me thinking: what are people's thoughts on personal liability insurance?
I mean, I just thought I may end up going out with somebody I don't know that well, more experienced and bolder than me attempting tricky moves on which they are likely to fall, and me belaying them is effectively quite a liability.

I was thinking the BMC membership, given it's got the added perks of magazine, discounts and related travel insurance.

Any thoughts on whether a regular climber should consider that insurance?

ta.
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