In reply to mh554:
> The body loses heat in three ways; conduction (ie from warm - cold / body - ground), convection, radiation (insulation of the mat)
> So to answer a bit of both...
Well actually the radiation is only reduced in silvered mats old boy!
But the main mechanism is conduction (if on cold ground) or convection (if separated by an air layer). Foam mats (or air mats with foam inside) work best as they highly reduce conduction due to the air layer but also reduce convection due to the open cell foam reducing convection.