In reply to TobyA:
I've not done any proper testing, but personally prefer the foam mat on top of the inflatable. As many people have said, it may make no difference, but IMO it can't be colder that way round, which is why I do it.
> With a thermarest where the air is held very stably I've found it makes no difference. Open air mattresses though are completely different, they are really pants in cold conditions (even 5 degrees or below I've found my Alpkit Numo unpleasantly cool. In that case a foam mat on top would make a big difference I think. FWIW I always have my thermarest on top of my Zrest, but probably just because I always have. Works fine though.
Depends what sort of T-a-R you're talking about. A self inflating one, then yes. A purely inflatable on (NeoAir) however has huge baffles of air, so will allow loads of circulation.
Someone mentioned Sea to Summit. Looking at them, I'd say they should be pretty effective. Small baffles, so minimal air circulation. Plus the heat reflecting material isn't in the middle like with the NeoAir which allows the top layer of baffles to absorb your heat. I like the idea of the Comfort Plus with it's redundancy if you were to puncture one layer, there's a 'spare'. They look comfy. I'll have to give one a try.