In reply to thegoatstroker:
I've yet to be convinced it's worth it these days so I hope someone can come along and reassure me. It's worth noting the following potential claims which I thought about on a recent eventful trip to Kalymnos:
Missed outgoing flight because there was an oil spillage on the M4. 2 hour car journey took 6 hours: Not covered.
1 hour delayed flight resulting in missed ferry and additional night in hotel: Not covered.
Return ferry cancelled due to bad weather resulting in missed flight: Not covered.
I think loss of luggage is less likely these days with heightened security measures and computer systems in place. And I would be interested to know how often scheduled flights get cancelled all together for a reason that the insurance would cover.
Al