UKC

Hi,

My husband and I recently applied for a life insurance policy, only to find we were expected to pay premium of £150 in addition to monthly repayments because of being climbers/mountaineers. This seems pretty unfair to us! I was wondering if anyone had come across any 'climber friendly' life insurance policies where you're not expected to pay extra premiums for being a (responsible!) climber. Any advice appreciated.

Thanks,
Clare

In reply to claregardiner:

The only one I know of is Summit Financial services. I don't have much experience in this arena, but I was left very happy with their services.

In reply to claregardiner:

Just out of interest, which company did you apply to?

I've heard good things about Summit Financial Services, too. Not sure what their base rate is like, however but I believe they often offer non-loaded policies. Definitely worth approaching them via the BMC.

A bancassurer or main-stream company has no real interest or understanding of climbing / mountaineering risks and will typically go for the "book rating".

In reply to claregardiner:

And here's the link: http://www.summit-fs.co.uk/