/ life insurance
Recommend me a good one that is cheap but respectable.
You need to go to a good broker. You need to understand what products are out there and get life insurance to meet your needs. If you only need one to cover your mortgage then fine but I would still get proper professional advice.
Summit seems to understand climbing.
I remember going through this mire of misunderstanding when my first child arrived and I decided to take out life insurance,
One company would only accept me provided I only did climbs without ropes!
When I took out a critical injury policy the company wasn't too bothered by climbing. When I asked why they said that if you fall you're dead, so there will be no critical injury exposure.
Major life companies may attach an exclusions for death arising from climbing, so you're choice may be limited.
Do you have any 'death-in-service' cover with your employer (if you are employed)?
> Recommend me a good one that is cheap but respectable.
Oh, and I got it because I have kids, not because I have a house!
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