Sorry to come with something so boring, but I am going to Peru for a year to work and the insurance work provides me sucks. Does anyone know of any companies that do long term policies - that cover rock climbing and various other adventure activities - for reasonable prices?
STA travel seem to be my best bet although I have to buy a full 'premium' travel policy. BMC seems super expensive and you have to declare that you're not living or working abroad (which would be a lie obviously). I have just discovered the "Adventure Sport Top Up" policies offered by Sports Cover Direct, but that looks like it's going to be twice the price of STA travel insurance!
Any ideas, advice and personal experience (preferably with reference to insurance) would be greatly appreciated. Thanks!
We got LV premium- covers trekking up to 6000m and rock climbing with a helmet, there is some small print about being supervised or qualified for climbing. I am an instructor so not too bothered about that, but you may want to phone them. Also includes loads of other adventure sports.
Significantly cheaper than BMC/snowcard and includes some very good cover COst us £99for a joint annual premium. Guess you would probably have to pay more to travel for the full year but worth a phone call.
In reply to peas65:
LV are significantly cheaper, but the whole instructor issue could be a problem. STA are certainly the best designed for people wanting to do adventure sports: the highest limits (hiking/trekking up to 6000m) and everything included, even ice climbing and paragliding (as standard and tandem isn't even specified).