In reply to Philip:
Yep they are pretty good for a low cost small package, those Fuji ones. I had the F300EXR for a while, sold it on in the end because I got drawn into the dubious world of pixel-peeping and decided that it wasn't up to scratch (really I just needed a quick £90 and a mate needed a decent camera...)
This lot, whilst not exactly SLR quality, was mostly taken at the 360mm-equivalent end of the zoom, ASA 800 or 1600, no flash.
http://bit.ly/VA5HW8
I was impressed at what you can get away with these little cameras these days!