In reply to xplorer: I almost married in to one family of 9 brothers and sisters.
One of the brothers has never worked a day in his life and currently has 12 kids.
They live in a knocked through semi detached, him and her both chain smoke as does the eldest child (now 17 and a mum of 2).
they have not 1 but 2 Renault people carriers, they go on a 2 week holiday every year though I will concede that they are UK holidays and not abroad.
The parents both have iPhones and the 7 kids over 10 all have a phone of some sort.
Every bedroom has a tv and games console (either xbox 360 or ps3 for the older kids or xbox or ps2 for the younger).
All the kids wear fashionable clothing and the correct trainers though I suspect most are counterfeit.
Neither mum nor dad have ever worked.
Case no2.
my mates son who has MS.
Again never worked, nice house, 50 inch screen in the living room and a 32 inch in the bedroom that raises up out of the foot board when he wants to watch it.
A collection of cars and motorbikes and would not be seen dead in anything that does not have the correct designer lables on it.
Case 3.
a lass I dated for a few months, single mum, 3 kids, large ground floor flat, a family car (paid for my the social) and a jag to play in when the kids go to their respective dads, a caravan on the east coast where they spend most of the summer holidays, the useuall collection of tvs and consoles but no sky. When I was with her 13 years ago she was getting £1500 a month from the social on top of the car and the flat.
Case 4.
my own dear grandmama, currently receives £1200 a month in benefits but only spends £760 a month. The last 2 times that the social have reviewed her benefits they have decreed that she is on the correct level despite having 40k in savings and her current account going up by £440 every month. I get regular phone calls from the bank asking me to transfer money from her current account to her savings as they don't like people having over 5k in a current account.
Other than my gran non of the people above have ever worked, but they do very well from the social because they know exactly what they can claim for. (my grans claim was fettled by a relative who has played the system her entire life but I don't have the specifics of her so I did not include her as a case).
I am so know quite a lot of people who struggle on benefits but they tend to be people who have worked and have fallen on hard times, the system seems to be if you have never worked you get it all but if you try to do the right thing you get bugger all.
Ahh I almost forgot about my co director who was windowed with a 6month old, once the kid was old enough that he could go back to work he needed to find a job paying £250 a week just to break even with his benefits, this was 12 years ago.
He did Hi back to work, at a small loss in money just for the self respect and that led to me giving him shares in my company and making him a director.