In reply to Mark Collins:
There are several reasons why clubs' programmes are cast in stone. Accommodation usually has to be booked well in advance, sometimes a year or even two years ahead. Also, people like to have dates in their diaries to plan other activities around. Of course, you can't guarantee the weather and sometimes you have to tailor your activities accordingly, but what's so wrong with the alternative activities? Bear in mind that if you are trying to organise more than 2-3 people then it is easier to programme something and cancel if the weather is poor than try to fix it up at the last minute.
However most clubs also run other activities on both a programmed and a more ad hoc basis. My club (Innominata, based in Stockport) as well as monthly weekend meets has a programme of evening climbing (outdoors in summer, indoors in winter), a monthly walk and a monthly climbing day (when we usually go further afield than our local crags). But in addition, members often arrange events amongst themselves, ranging from an evening walk to a day's climbing or even a week's holiday abroad.
I don't understand why having crags on your doorstep is a reason to be 'done with clubs'. There's more to being in a club than sharing transport to distant crags. They offer a great social side and a bigger pool of partners than you're likely to find on your own, which offers more opportunities to take advantage of the weather at the last minute, as well as having a more structured programme.
Having a structured programme can leave you at the mercy of the weather but doesn't rule out unstructured activities at other times. I see it as a strenght of clubs rather than a weakness - I find I get far more done through my club then I ever get around to privately.