In reply to Indy:
> From what I understand Scotland wants to keep the £ as its currency. What does this mean? Will it be a completely separate currency that only shares the name 'pound' like the Irish pound or will the Bank of England still be the 'bank of last resort' should a Scottish bank fail.
What is a Scottish bank these days, and who actually owns the various banks?
Are the British Banks even 'British' anymore , never mind Scottish.
If you google each of the high street banks I'm not sure it is clear cut who 'own's what.
There are 'Head offices' and ' Registered ' offices, but does that make them British , Scottish, Spanish, German or whatever?
"Deutsche Bank United Kingdom
Deutsche Bank’s presence in the UK dates back to 1873, when it opened a branch in London. Today, with over 7,000 London-based employees Deutsche Bank is one of the largest employers in the Square Mile. Deutsche Bank also operates from offices in six other cities in the United Kingdom."
"Santander (Spanish) has 3.3 million shareholders worldwide 50% in the UK.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number is 106054. Santander UK plc is also licensed by the Financial Supervision Commission of the Isle of Man for its branch in the Isle of Man. Deposits held with the Isle of Man branch are covered by the Isle of Man Depositors’ Compensation Scheme as set out in the Isle of Man Depositors’ Compensation Scheme In the Isle of Man, Santander UK plc’s principal place of business is at 19/21 Prospect Hill, Douglas, Isle of Man, IM1 1ET. "
RBS - Owners the UK Government.
Royal Bank of Scotland Group, a majority British state-owned Scottish holding company, which owns Royal Bank of Scotland, National Westminster Bank and others
Bank of Scotland - Parent Lloyds banking Group, Headquartered in London.
http://en.m.wikipedia.org/wiki/Lloyds_Banking_Group
Who are these 'Scottish' Banks . I can't find any truly Scottish Banks, and British German or Spanish is not clear cut either.