In reply to purplemonkeyelephant:
We're with Green Flag, after many personal recommendations from other people about them not quibbling over callouts.
The One Time we called out the RAC, after being faithful members for many years, as it got dark on a winter evening on the far side of the country from home with kids in the car and having walked to a shop to borrow a phone - they said we weren't covered for a breakdown as I had mentioned it was a wet day which they took as flooding! Took us 24 hours to get home begging jumpstarts from good Samaritans!
RAC = Robbery And Crime