In reply to Mountain Spirit:
Hi Savvas,
Don't worry about failing the units, just ask yourself why you failed them and what it takes to re-do 'em and pass.
Many self-employed people are so focused on getting the work in and doing it that they just can't be bothered with paperwork/finance. (Yes, I know this isn't a good attitude; I'm just telling it as it is!) So the receipts go in a shoe box or under the bed or...
If you can take this hassle off them, it relieves them of the stress that a lot of them will be having this month, trying to get their tax returns in on time.
You could hit a lot of businesses this month/next month with a 'Do you really want all this stress again next year?' kind of pitch.
If it takes off (and you like doing the work) then great. If not, well you'll have probably learned something about business generation and get on to the next business idea.
Gardening's a good bet (bit early in the year though, people aren't thinking about their gardens yet). OK, some love gardening but others (people like me!) wish it would do itself.
Again you've got older people who may have loved gardening (and have all the time in the world) but are getting a bit frail for any kind of heavy lifting.
The big thing with starting a little business is don't spend money on equipment etc. You've got to go round knocking on doors (which is hard/scary/fun, depending on how you approach it) but knocking on doors doesn't cost money. If you've got a local market for something, great, snowball it. If not, next idea.
The big thing is to be out there blasting away (and coming back here for support), not agonising. And remember - don't spend money!
All best wishes,
Mick