I've used snow card a few times now, but does anyone find their policy descriptions a bit confusing?
The man thing is I'm struggling to understand what the appropriate level of cover is needed to do "things" in the Alps up to 3000m?
To put it into context, I have in the past always used Extreme Adventure for hiking in the Alps. I am going to Garmish again nexty week to try a bit of skiing and perhaps have a walk around Zugspitze glacier and may even have a short walk from Sonnen Alpen(2600m) to Zugspitze summit (only around 400m of elevation gain) - so I have looked at the less expensive policies like "Adventure Plus".
It covers you for:
Abseiling
Bouldering
Scrambling
Single pitch and/or bolted sport climbing (inc.permanently bolted multi pitches)
Sport climbing (involving permanent fixed anchors)
Via ferrata
Trekking upto 4000m in the greater ranges (e.g. Nepal, South America)
Via ferrata
Skiing - on and off piste with or without a guide
On the face of it, it looks like I'm pretty much covered.
All these activities are things you can do at between 2000m - 3000m, particularly because the policy says you would be covered to go up to "4000m in the "grater ranges" (Nepal etc) (so why not below that in the Alps?).
The next Policy up from this is "Max Adventure" which includes more mountain sport activates, including Glacial travel.
The thing that strikes me as unusual here is that I can't think of any significant glaciers below 3000m in the Alps, so to be covered to be on a glacier must mean that you should be able to go above 3000m by virtue of the policy wording.
It's not until you check out the Extreme Adventure pack that their
policy mentions (for the first time) "Alpine mountaineering" up to 5000 meters".
Does this then suggest that all the other policies wouldn't cover any activity in the Alps?
I think Showcard needs to review these descriptions.