In reply to Dark-Cloud:
No!
Carte Neige and Carre Neige are completely different- although they do both have the word neige in them.
A Licence Carte Neige is bought October-October and you have to be a meber of a French Ski Club (although you can join lots for free) you can buy it online or in person. You get an email and print off the certificate. There are different levels of cover that include recreational skiing- on and off piste (as well as training in summer), racing and race training if organised by an FFS club- including FIS races or elite for elite athletes. For a 15 euro supplement it also includes climbing.
It includes:
Civil liability
Legal defense
Rescue fees- unlimited in France- limited to euro 15245 elsewhere
Medical transportation- off the hill, to the hospital- back to hotel - back home if in UK / anywhere in Europe, back to hospital near home if home out of Europe. Plus sorts out car etc.
Travel for accompanying family if need to be repatriated. or for someone to come and look after you.
Ski lift / instruction
Lost pass
Skis
Ski rental
Medical expenses- public or private 30000-300000 depending on level of cover. But not for pre-existing conditions.
Injury
Death
Repatriation in event of attack, dister, home loss.
And will cover all skiing and fitness- hiking biking in Europe
and climbing / mountaineering for an extra premium.
BUT NOT- cancellation of holiday costs, travel difficulties/delay missed flights etc, lost / stolen possessions, or illness / injury not related to skiing- it isn't travel insurance - it is ski insurance.
It is really really cheap.
Carre Neige you buy by the day with a lift pass. It isn't the same as Carte Neige!
Other places to look at are MPI brokers- who include off-piste as standard as well as some types of racing (infurno etc) and for extra premiums will cover race training / international racing.
Or Fogg