In reply to Offwidth:
> No, its most clearly not better than the BMC insurance... from the AAC insurance advice:
> "Cover is primarily for mountain rescue, it is NOT comprehensive travel insurance. You should read the AWS insurance document carefully to find out whether you need to take out additional insurance to meet all your requirements."
> The biggest issue for climbers is lack of medical cover after rescue where treatment is expensive (especially the US). AAC covers only the first €10,000
> I'm an ordinary BMC member holding no position in the organisation and you failed to declare you are an idiot on the subject of insurance and seem to hate the BMC for some fathomless reason.
Actually, you seem obsessed with the BMC posting inordinate amounts of stuff on the forums about them.
The BMC cover above is not travel insurance either.
Both policies would make use of the EHIMC system in the event of the accident in Europe.
I actually went ahead and did a BMC quote, and when doing so had to go through a drop down menu. This differentiates between regions and produces different quotes, there is one quote for annual not including the US and Canada. So when you go through with the quote including the US, my quote was £613 !! Another example of why the AAC free insurance wth a £50 membership is extremely good value.
There have been posts on here about problems with BMC insurance, and it appears from my quote that the above advert is very misleading, and people will no doubt find that out for themselves if they complete a quote.
The BMC trip limit is 45 days, so to say it is annual insurance is misleading, this is also less than the AAC, and it is important to note that the AAC rescue cover does not have trip time limit, only the medical cover which is 7 or 8 weeks, cannot remember which. I am away most winters for lengthy periods so the AAC cover is amazing value at £50, the last time I got a quote from the BMC for similar winter cover it was £750!!
The AAC medical cover does have a lower limit, but if you are in Europe this is almost irrelevant, at the moment.
I also note that the BMC EXCLUDE extreme skiing, what does that mean? Some of my skiing would or could be termed extreme skiing, as it is graded extreme, sounds like a another get out clause, no such exclusion with the AAC.
Post edited at 09:38