In reply to Andrew Lodge:
> No MOT means the vehicle is unroadworthy.........vehicle unroadworthy invalidates insurance.
Not again. Surely most people don't still think this.
No MOT does not make the vehicle unroadworthy. Just it hasn't been checked for roadworthiness.
Unroadworthiness does not invalidate insurance.
Lack of MOT does not invalidate insurance.
Unless you have 'previous' then, generally, the only penalty for no MOT is a £100 FPN.