UKC

Travel insurance cover for injury

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 JuneBob 23 May 2019

Hi,

I just discovered my travel insurance doesn't cover my costs if I choose to cancel my trip because injury means the trip is pointless. I am physically fine to still travel there, I just can't participate in the activity.

It covers if I can no longer travel due to illness/injury, but just the fact that I can't do my chosen activity is not covered.

Is that common? Are there insurances that will pay out if you can't participate in the activities you hoped to do?

 acrkirby 23 May 2019
In reply to JuneBob:

I broke my leg last June before a planned Alps trip and got a full reimbursement.

Though i guess that might have been the level of injury, as in a broken leg makes flying very difficult. For something more minor, say finger injuries, it may be a lot harder to find coverage for that as you said, its not stopping you from going on holiday only from climbing. Maybe a sports insurance deal?

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