In reply to Postmanpat:
I'm insured via my French Alpine Club membership.
Principal cover is as follows :
Medical repatriation
- Advance of medical fees abroad up to 80.000 €
- Mortal remains repatriation
- Advance of penal guarantee abroad up to 8.000 €
- Research and rescues fees up to 30.000 € per event.
The insurance element of my membership is €21 plus €74 for the National body and local club, in my case Toulouse.
Membership gives decent discounts at a number of outdoor shops, notably "Au Vieux Campeur" where it is 20%.
There are also discounts at many Pyreneene ski-resorts and probably in the Alps, too.
Post edited at 11:21