In reply to Emilysaladfingers:
Thanks, good info. I actually met you and Matt at Tierre de Naddie in Feb.
I only realised today that a single trip policy could exceed the 90 days of an annual policy.
I had an annual policy last year with Snowcard but only stayed for the 90 days. I have contacted them and although really helpfull have said they have said they can't cover the full trip this year.
Just had a look at the BMC policy which would be great but they mention "Please check the FCO has not advised against “all” or “all but essential” travel to your destination."
FCO are advising against all but essential travel at the moment. This may be an issue with all policies?
As for the 90 days, I knew Irish parents would come in handy one day.